✔ Licensed Connecticut P&C ✔ Access to Multiple Commercial Markets ✔ Fast 48-Hour Audit Turnaround ✔ Local Business-Focused Support

THIS ISN’T JUST A QUOTE — IT’S A STRATEGIC REVIEW

Most small businesses are either:

• Overpaying

• Underinsured

• Misclassified

• Or missing key endorsements

At NEABCS, we perform a structured commercial coverage audit before quoting.

We analyze:

• Industry class codes

• Payroll or revenue exposure

• Vehicle use & titled ownership

• Contractual liability requirements

• Umbrella stacking

• Workers Comp compliance

🏗 WHAT WE COVER

🏢 General Liability

Protects against bodily injury, property damage, completed operations claims.

🚛 Commercial Auto

Fleet vehicles, contractor trucks, delivery vans, hired & non-owned exposure.

👷 Workers Compensation

Required coverage for employee injury protection and compliance.

🛠 Contractor Packages

GL + Auto + Tools & Equipment + Inland Marine + Umbrella.

🚗 Gig Driver Coverage

Rideshare & delivery gap solutions.

🏬 Small Business Packages (BOP)

Retail, service businesses, small offices.

⚠ 3 COSTLY MISTAKES BUSINESS OWNERS MAKE

1. Using personal auto for business use

2. Carrying minimum GL limits to win contracts

3. No umbrella or additional insured endorsements

We fix these before they become lawsuits.

📊 48-HOUR AUDIT OFFER

If your renewal is within 90 days, we can:

✔ Review your current policy
✔ Identify savings
✔ Highlight gaps
✔ Provide alternative carrier options

All you need to do is upload your declaration page.

🤝 PARTNER SECTION

We work with:

• Contractors

• Landscapers

• Snow Removal Companies

• Cleaning Services

• Real Estate Investors

• Small Delivery Businesses

• Auto Shops & Detailers

If you operate in Connecticut, we can review your exposure.

📩 COMMERCIAL INTAKE FORM