Gig Driver Coverage for Uber, Lyft, Delivery & App Work

If you drive for work, personal auto might not fully protect you. We help you close the gap the right way.

Talk to an Advisor

Rideshare & delivery-friendly options - Understand coverage gaps between “app on/off” - Fast quote process - Guidance for the right endorsement/policy structure

Why Gig Coverage Matters

Many gig platforms provide coverage in certain periods—but gaps can exist depending on whether the app is off, waiting for a request, or actively delivering. NEABCS helps you structure coverage that fits how you actually drive.

Who It’s For

  • Uber / Lyft drivers

  • DoorDash / Instacart / Uber Eats / delivery drivers

  • Part-time gig drivers

  • Anyone using a personal vehicle to earn income

How It Works

  • Tell us what apps you drive for and how often

  • We identify the right endorsement or policy path

  • You choose, we bind, and you drive with confidence

FAQs

Does my personal auto cover gig work? Not always—some policies exclude it or restrict it.
Do I need commercial auto? Sometimes; other times a rideshare endorsement may be enough depending on carrier/risk.
Will this increase my rate? It can, but it’s often cheaper than a denied claim.

Want extra protection above your limits?

Disclaimer

Gig/rideshare eligibility and endorsements vary by carrier and state rules. Platform-provided coverage varies by app and driving period.