20+ Years Automotive & insurance Industry Experience - No Call Centers • No Pressure • No Gimmicks
About Us
Buying or selling a vehicle shouldn’t feel overwhelming, confusing, or risky.
At New England Automotive Brokers & Consulting Services (NEABCS), our role is simple:
We represent you — not the dealership, not the lender, and not a sales quota.
We help first-time buyers, credit-challenged and credit-conscious consumers, and dream-car shoppers navigate the automotive process with clarity, strategy, and confidence — without pressure or costly mistakes.
Whether you’re rebuilding credit, protecting strong credit, or ready to finally drive the car you’ve always wanted, NEABCS helps you do it the right way from the start.
Our Mission
Our mission is to remove confusion, reduce risk, and protect your financial future when buying, financing, or insuring a vehicle.
Too many buyers lose thousands because:
Credit is pulled too early or too often
The wrong vehicle is chosen for the approval
Financing terms aren’t clearly explained
Insurance and protection decisions are rushed
NEABCS exists to educate first, strategize second, and execute only when everything makes sense — so you can move forward with confidence.
Who We Help
If you’ve ever thought, “I wish someone could just handle this correctly,”
you’re exactly who we built NEABCS for.
NEABCS is designed for people who want guidance, not pressure:
First-Time Buyers who want support without judgment
Credit-Challenged Buyers who need a real plan, not false promises
Credit-Conscious Buyers who refuse to overpay or damage their profile
Dream-Car Buyers who want the right vehicle hand-picked — not pushed
NEABCS provides end-to-end automotive consulting and broker services, including:
Strategic vehicle sourcing (new & pre-owned)
Financing guidance and pre-qualification support
Credit-conscious deal structuring
Insurance education and coverage alignment
Ownership protection planning
Ongoing advocacy from search to delivery
We focus on long-term value, not quick wins.
Experience You Can Trust
NEABCS was founded by David A. Arroyo, an automotive professional with:
10+ years of automotive sales & consulting experience
10+ years as a licensed Property & Casualty insurance producer
That dual background allows NEABCS to bridge the gap between:
vehicle selection
financing strategy
and long-term ownership costs
You don’t just get help buying a car — you get guidance built around the entire financial picture.
How the Process Works
Start With a Conversation
We learn your goals, credit profile, and priorities — judgment-free.Build the Right Strategy
Vehicle selection, timing, and financing are aligned before any action.Source & Structure
We help identify the right vehicle and guide deal structure.Protect the Ownership Experience
Insurance and protection options are explained clearly and responsibly.Move Forward With Confidence
No surprises. No pressure. No regret.
This Is (and Isn’t) a Fit
NEABCS is a great fit if you value:
Transparency and education
Smart financial decisions
Long-term ownership confidence
NEABCS may not be a fit if you:
Want the cheapest deal without regard to future cost
Prefer high-pressure dealership tactics
Aren’t open to guidance or strategy
Ready to Get Started?
👉 Start Your Free Pre-Qualification
👉 Schedule a Consultation