Commercial Auto Coverage Built for Business Use

If you’re using vehicles for work, personal auto may not be enough. We help you get the right commercial policy fast.

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Contractors, service fleets, delivery, and more - Fast quoting with clean intake - Certificates of insurance (COIs) support - Add liability and tools/equipment options

Why Commercial Auto

Personal auto policies can exclude business use—or limit it. If your vehicle is tied to revenue, you need commercial protection that fits your operations.

What We Quote

  • Liability (including higher limits)

  • Physical Damage (comp/collision)

  • Hired & Non-Owned Auto (HNOA)

  • Medical Payments / PIP (where applicable)

  • Towing, rental, endorsements based on class

Who It’s For

  • Contractors and trades

  • Service businesses (plumbing, HVAC, electrical, cleaning, landscaping)

  • Delivery/courier operations

  • Small fleets + owner-operators

How It Works

  1. Business + vehicle info

  2. We shop carriers by class and radius

  3. Bind coverage and provide COIs as needed

FAQs

Do I need commercial auto with one truck? Often yes if used primarily for business.
Can I add employees as drivers? Yes—driver schedule depends on carrier.
How fast can I get a COI? After binding, COIs are typically quick.

Add General Liability for jobsite protection.

Disclaimer

Business classification and driving history impact eligibility and pricing. Coverage and endorsements vary by carrier.