20+ Years Automotive & insurance Industry Experience - No Call Centers • No Pressure • No Gimmicks
Commercial Auto Coverage Built for Business Use
If you’re using vehicles for work, personal auto may not be enough. We help you get the right commercial policy fast.
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Contractors, service fleets, delivery, and more - Fast quoting with clean intake - Certificates of insurance (COIs) support - Add liability and tools/equipment options
Why Commercial Auto
Personal auto policies can exclude business use—or limit it. If your vehicle is tied to revenue, you need commercial protection that fits your operations.
What We Quote
Liability (including higher limits)
Physical Damage (comp/collision)
Hired & Non-Owned Auto (HNOA)
Medical Payments / PIP (where applicable)
Towing, rental, endorsements based on class
Who It’s For
Contractors and trades
Service businesses (plumbing, HVAC, electrical, cleaning, landscaping)
Delivery/courier operations
Small fleets + owner-operators
How It Works
Business + vehicle info
We shop carriers by class and radius
Bind coverage and provide COIs as needed
FAQs
Do I need commercial auto with one truck? Often yes if used primarily for business.
Can I add employees as drivers? Yes—driver schedule depends on carrier.
How fast can I get a COI? After binding, COIs are typically quick.
Add General Liability for jobsite protection.
Disclaimer
Business classification and driving history impact eligibility and pricing. Coverage and endorsements vary by carrier.
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