Helps protect savings and future income - Extra coverage above auto/home liability - Affordable for the protection level - Guidance on underlying limits

What Umbrella Covers (Big Picture)

Umbrella typically adds extra liability protection above your auto and homeowners/renters liability limits—useful for serious accidents, lawsuits, or large claims.

Who It’s For

• Homeowners with equity

• Families with teen drivers

• Higher net worth households

• People who host gatherings or have pools/dogs

• Anyone who wants more protection for less than they expect

How It Works

• We confirm your current auto/home liability limits

• We quote umbrella options

• Bind and coordinate underlying policy requirements

FAQs

Do I need certain limits first? Usually yes—carriers require minimum underlying limits.
Is umbrella expensive? Often surprisingly affordable compared to the coverage amount.
Does it cover business? Personal umbrellas usually exclude business; we’ll advise accordingly.

Not sure if your underlying coverage is strong enough?

Disclaimer

Umbrella eligibility and required underlying limits vary by carrier. Coverage exclusions apply.